There are products available that allow you to benefit from index gains but avoid market losses. You have withdrawal privileges, locked in annual gains, and some plans provide premium bonuses of up to 10% on all deposits made in the first year, along with other benefit features.
These are plans that provide guaranteed monthly income for the rest of you life while also earning interest on the balance of the amount deposited, and will return the balance of the contract proceeds to your beneficiary in the event of your death.
For those currently eligible for Medicare, you can choose from different Medicare options. These plans are available with very limited medical underwriting. These options include:
Original (fee-for-service) Medicare Plan
Medicare Advantage Private Fee-for-Service Plan
Traditional Medicare Supplement
*These plans may be joined or left at certain times. Please contact us for more details.